Cape Coral Homes with Navigable Water Waterfront

Cape Coral Homes with Navigable Water Waterfront

Welcome to Cape Coral, Florida – a hidden gem nestled in Lee County, renowned for its stunning waterfront properties and vibrant community spirit. This charming city, often referred to as the "Waterfront Wonderland," boasts over 400 miles of navigable waterways, making it a paradise for boating enthusiasts and nature lovers alike.

Imagine waking up to the gentle sound of water lapping against your dock, the sun casting a golden hue over your backyard oasis. Homes in Cape Coral with navigable water access offer not just a residence, but a lifestyle filled with adventure and tranquility. Whether you’re looking for a cozy single-family home or an expansive luxury estate, Cape Coral’s diverse real estate market caters to every taste and budget.

Living in Cape Coral means embracing the outdoors. With easy access to the Gulf of Mexico, you can spend your days fishing, kayaking, or simply cruising along the picturesque canals. The city also boasts an array of parks, golf courses, and recreational facilities that enrich the community experience.

In addition to its natural beauty, Cape Coral is home to a thriving dining and shopping scene, with local boutiques and waterfront restaurants serving fresh seafood and regional delicacies. The friendly atmosphere and strong sense of community make it an ideal place to call home.

Whether you’re seeking a serene retreat or an active lifestyle, Cape Coral offers the perfect blend of relaxation and adventure. Discover your dream home in this waterfront paradise, where every day feels like a vacation!

Newest Cape Coral Homes with Navigable Water Waterfront

3229 NW 21st Terrace, Cape Coral

3229 NW 21st Terrace, Cape Coral

4 Beds ⋅ 2 Baths ⋅ 226036091 MLS

One or more photo(s) has been virtually staged, AI generated or rendered. Experience elevated waterfront living in this exceptional brand-new Gulf-access residence, perfectly positioned on an expansive 250+ foot wide navigable intersecting canal with breathtaking panoramic water views and convenient boating access to the Gulf. Designed to embrace SWFL’s luxury coastal lifestyle, this thoughtfully crafted home showcases premium designer finishes, exceptional craftsmanship, and seamless indoor-outdoor living. Offering 4 bedrooms, 2 baths, and a spacious 2-car garage with an epoxy floor, this open-concept floor plan features high ceilings with tray ceiling details, abundant natural light, impact-resistant windows and doors, a whole home reverse osmosis system and a designer lighting package. Every detail has been thoughtfully selected. The designer chef’s kitchen is appointed with premium Calacatta Laza 3 cm quartz countertops, a dramatic waterfall island with dual waterfall edges, a full-height matching quartz backsplash, raised-panel wood cabinetry with crown molding, stainless steel appliances, generous pantry storage, and an oversized island designed for effortless entertaining and everyday living. The private owner’s suite offers a relaxing retreat with tray ceilings, direct access to the lanai, and a spa-inspired ensuite featuring Solid White quartz countertops, dual vanities, a spacious walk-in shower with a frameless glass enclosure, and elegant designer finishes. The guest bathroom continues the home’s upscale design with Calacatta Laza quartz countertops, a matching quartz backsplash, porcelain undermount sink, and its own frameless glass shower enclosure. Step outside to your own private waterfront resort. The expansive screened lanai showcases a heated pool and integrated spa with an electric heater, a tranquil water feature, and a fully equipped outdoor kitchen featuring a premium Blaze built-in grill, refrigerator, and generous preparation and entertaining space. The northwest rear exposure provides warm afternoon sun and spectacular evening skies, creating the perfect setting for relaxing poolside, entertaining guests, or returning home after a day on the water. Exceptional curb appeal is enhanced by tropical landscaping, automatic irrigation, landscape lighting, and a beautiful paver driveway, creating an impressive arrival while providing low-maintenance outdoor living. Ideally located just minutes from the highly anticipated Seven Islands waterfront development, Tropicana Park, Crystal Lake Park, Downtown Punta Gorda, Punta Gorda Airport, and Fort Myers, this exceptional residence combines brand-new construction, premium designer finishes, impact-rated construction, outstanding Gulf access, and one of Cape Coral’s most desirable wide-water settings. Luxury, quality, boating, and breathtaking waterfront views come together in one extraordinary home—offering a rare opportunity to experience the very best of Southwest Florida living.

3229 NW 21st Terrace, Cape Coral

1321 NW 20th Court, Cape Coral

1321 NW 20th Court, Cape Coral

LAKE FRONT lot with SEAWALL IN PLACE off Lake Asa. Enjoy open lake water views with gorgeous sunrises on a quiet street. The ultimate setting to relax with friends & family, enjoy fishing & water sports. Previous floor plan available with cabana in back lanai maximizing lake views. 45' linear concrete seawall installed in 2024. Easy access to parks, restaurants & schools. No HOA, no flood zone.

1321 NW 20th Court, Cape Coral

5217 SW 9th Place, Cape Coral

5217 SW 9th Place, Cape Coral

4 Beds ⋅ 3 Baths ⋅ 2026039503 MLS

YOUR BOAT CALLED … IT WANTS TO LIVE HERE!! And once you see the rest of the house, YOU WILL TOO! Welcome to nearly 2,600 SQ FT of WATERFRONT FLORIDA LIVING in one of SW CAPE CORAL’S MOST POPULAR SAILBOAT-ACCESS AREAS—an established neighborhood of ALL WATERFRONT HOMES where boating isn’t an occasional outing, IT’S PART OF THE LIFESTYLE. With 4 BEDROOMS, 3 FULL BATHS, a CUSTOM SALTWATER POOL & SPA, 16,000-LB BOAT LIFT, 2024 METAL ROOF, 2025 IMPACT-GLASS SLIDERS and TURNKEY furnishings, there’s a lot to love before you even get to the view!! The OPEN GREATROOM FLOOR PLAN combines HIGH-VOLUME CEILINGS with FLOOR-TO-CEILING GLASS throughout the living area, creating a bright, wide-open space with the WATERFRONT AND POOL as your everyday backdrop. NEW 2025 IMPACT-GLASS 8-FT POCKETING SLIDERS disappear to connect indoors and out, while 8-FT INTERIOR DOORS add to the spacious feel. This home is beautifully cared for and ready to enjoy from DAY ONE. That means more time boating, swimming, entertaining and exploring—and a whole lot less time managing projects. Outside, your toughest decision may be POOL OR BOAT? The CUSTOM FREE-FORM SALTWATER POOL features an INTEGRATED WATERFALL SPA and PAVER POOL DECK with plenty of room for lazy afternoons, dinner outside and sunset cocktails. OPEN THOSE POCKETING SLIDERS and suddenly the greatroom, pool, spa and waterfront become one fabulous entertaining space—the kind of setup that makes hosting look effortless. BOATERS, THIS BACKYARD MEANS BUSINESS. SAILBOAT ACCESS puts you in one of SW Cape’s most sought-after waterfront boating areas, while your own backyard includes a 16,000-LB BOAT LIFT accommodating up to a 12’7” beam, TREX CAPTAIN’S WALK and NEWER 2023 BOAT CANOPY. No marina. No trailering. NO EXCUSES. Grab the keys and GO! There’s plenty of substance behind all that fun too: 2024 METAL ROOF, 2025 IMPACT-GLASS SLIDERS, 2024 EXTERIOR PAINT and a VARIETY OF KITCHEN AND BATH UPDATES. And that “two-car” garage? DON’T LET THE LABEL FOOL YOU. With NEW EPOXY FLOORS and 602 SQ FT, it’s the size of most three-car garages. This home has had NO PRIOR FLOODING. CITY WATER AND SEWER ARE IN AND ALL ASSESSMENTS PAID. TURNKEY means exactly what you’re hoping it means—BRING YOUR CLOTHES AND START LIVING! BOAT TODAY. BEACH TOMORROW. PICKLEBALL BEFORE DINNER. You’re close to parks, shopping and WATERFRONT DINING, with SWFL BEACHES, ISLANDS AND RSW INTERNATIONAL AIRPORT within easy reach. THIS IS A LOCATION THAT MAKES FL LIVING EASY. AND HERE’S SOMETHING ELSE WORTH NOTICING: IT’S PRICED RIGHT. Not based on wishful thinking, but positioned to reflect the VALUE, SIZE/AGE, CONDITION, UPGRADES, WATERFRONT LOCATION AND BOATING LIFESTYLE you’re actually getting! Compare what’s already been done, how beautifully it’s been maintained and the TURNKEY package—and the value becomes pretty hard to miss. GO AHEAD… ZOOM IN ON THE PICTURES. THIS HOME CAN TAKE IT! Meticulously maintained inside and out, beautifully manicured and READY FOR YOU!

5217 SW 9th Place, Cape Coral

5314 Bayshore Avenue, Cape Coral

5314 Bayshore Avenue, Cape Coral

4 Beds ⋅ 5 Baths ⋅ 226036038 MLS

One or more photo(s) has been virtually staged, AI generated or rendered. Introducing an exceptional new-construction waterfront residence in Cape Coral’s highly desirable Yacht Club area, offering western rear exposure and direct, no-bridge route only minutes to the Caloosahatchee River and open Gulf waters. Designed for effortless Florida living and conveying furnished, the home offers approximately 2,780 square feet of air-conditioned living space and more than 4,000 total square feet, with four bedrooms plus a den/home office that could function as a 5th bedroom, four full bathrooms and an additional powder room. A dramatic double-height foyer opens to a light-filled great room featuring soaring ceilings, 90-degree corner sliding-glass doors, a striking porcelain fireplace feature wall, tall ceilings and refined designer finishes throughout. The indoor and outdoor living spaces connect seamlessly, creating an exceptional setting for entertaining while embracing the home’s spectacular waterfront setting. The gourmet kitchen showcases ceiling-height custom cabinetry with illuminated glass upper cabinets, quartz countertops, an oversized island, designer tile backsplash, walk-in pantry and premium stainless-steel appliances, including a gas cooktop (easily converted to induction), wall oven and built-in microwave. The luxurious owner’s suite offers a private retreat with spacious his-and-hers walk-in closets and a spa-inspired bath featuring dual vanities, a freestanding soaking tub and an expansive walk-in shower. The expansive screened lanai overlooks the canal and western sky. An infinity-edge heated pool with smart controls and integrated spa, two fire bowls and a fully equipped outdoor kitchen featuring a connected Blaze gas grill create a private resort-style setting for relaxing and entertaining while enjoying breathtaking sunset views. Additional features include upgraded landscaping, impact-resistant windows and doors, a reinforced five-course stem wall foundation for enhanced elevation, structural integrity and flood resilience, a premium concrete seawall with a reinforced concrete tie-back anchoring system, an underground 250 gallon propane tank, Level 5 smooth-finish walls, wood-look plank tile flooring, and a spacious three-car garage with durable epoxy flooring and insulated ceilings for improved comfort and energy efficiency. Located near waterfront dining, downtown Cape Coral and the Fort Myers riverfront, this newly built residence presents a rare opportunity to enjoy modern luxury, exceptional boating access and unforgettable Southwest Florida sunsets. Design services included! 3 guest bedrooms include Reality Staged images, design boards with click to purchase solutions for all items shown are available!

5314 Bayshore Avenue, Cape Coral

3224 NE 15th Place, Cape Coral

3224 NE 15th Place, Cape Coral

READY TO BUILD? YOUR LOT IS WAITING! Build your dream home in paradise on this freshwater canal lot, ideally positioned close to a canal intersection offering a wider, more open-water feel and enhanced water views. Located on a quiet, short, no-through street, this property combines a peaceful setting with convenient access to Del Prado Boulevard and the rapidly growing NE Cape Coral area. Everyday conveniences are close by, with Aldi, Publix, shopping, dining, and more just minutes away. Located in Flood Zone X, zoned R1, and with no animal restrictions, this property offers a fantastic opportunity to create the Florida lifestyle you've been dreaming about. Whether you're ready to build now or secure your piece of paradise for the future, this lot is ready for your vision!

3224 NE 15th Place, Cape Coral

3828/3830 SE 12th Avenue, Cape Coral

3828/3830 SE 12th Avenue, Cape Coral

4 Beds ⋅ 4 Baths ⋅ 226035412 MLS

A rare opportunity to own an established Gulf access vacation rental on the Rubicon Canal. This duplex has a proven short-term rental track record, and both 2/2 units come fully furnished, guest-ready and equipped with keyless smart locks and smart thermostats, so a new owner can start hosting with minimal setup. Two units mean two income streams: rent both, or live in one and let vacation guests help cover the other. The big-ticket items are done: the roof, A/C, dock and boat lift were all redone in 2018. Inside, you'll find open, spacious layouts, tile floors, newer appliances and impact-resistant glass on most windows and doors. The heated pool and spa, canal views and western-exposure sunsets are exactly what vacation renters look for. It's also a true boater's dream, with a Terex dock and captain's walk, a ready-to-use 10,000 lb boat lift and the river about 15 minutes away. Rental history available upon request. A turnkey waterfront income property ready for its next owner.

3828/3830 SE 12th Avenue, Cape Coral

2215 SW 45th Terrace, Cape Coral

2215 SW 45th Terrace, Cape Coral

3 Beds ⋅ 4 Baths ⋅ 2026040099 MLS

EXPANSIVE WATER VIEWS + 129 FEET OF GULF-ACCESS WATERFRONT! This 3-bedroom + DEN, 3.5-bath pool home is positioned on an Oversized Waterfront lot in highly desirable SW Cape Coral, where the unique lot configuration opens up to Sweeping Canal Views that immediately set this property apart. With 2,521 sq. ft. of living space, a 3-CAR GARAGE and an incredible outdoor living area, this home was designed to take full advantage of the Florida waterfront lifestyle. Step inside to soaring ceilings, abundant natural light and a spacious split-bedroom floor plan offering privacy for owners and guests. The primary suite is privately positioned on one side of the home, while one of the guest bedrooms features its own ensuite bath—ideal for visiting family and friends. A separate DEN provides flexible space for a home office, media room or additional guest accommodations. The heart of this home, however, is outside! An expansive screened lanai overlooks the water and features a HEATED NEGATIVE-EDGE POOL with INTEGRATED SPA, creating a spectacular backdrop where the pool seems to spill directly into the canal beyond. A built-in outdoor grill makes entertaining easy, while the expansive screened lanai provides plenty of room to relax, dine and enjoy beautiful Florida evenings overlooking the water. Boaters will appreciate approximately 129 FEET OF WATERFRONT, a COMPOSITE CAPTAIN'S WALK DOCK and substantial 16,000-LB BOAT LIFT with Gulf access from your own backyard.Additional highlights include a NEW TILE ROOF IN 2023, HVAC replaced in 2021, water heater replaced in 2023, ALL ASSESSMENTS PAID and AFFORDABLE ASSUMABLE FLOOD INSURANCE. Furnishings are negotiable. Conveniently located near Cape Harbour, Tarpon Point Marina, shopping, dining and entertainment, this is your opportunity to enjoy the SW Cape Coral waterfront lifestyle with space, views and boating right outside your door. Don’t let this one slip away! Secure your “Piece of Paradise” today!

2215 SW 45th Terrace, Cape Coral

5125 York Court, Cape Coral

5125 York Court, Cape Coral

4 Beds ⋅ 3 Baths ⋅ 226035739 MLS

WATERFRONT POOL HOME IN THE CAPE CORAL YACHT CLUB! Boater’s paradise! This turnkey 4-bedroom, 2-bath waterfront home sits on a quiet cul-de-sac with approximately 5-minute boat access to the Caloosahatchee River and the Gulf of Mexico. A third bathroom is currently being added. Enjoy eastern exposure, a private pool and spa, and a huge screened lanai with plenty of room for multiple seating and entertaining areas. The kitchen features wood cabinetry and an eat-in area overlooking the pool and waterfront. Major updates include a NEW ROOF, new seawall (2019), and A/C (2018). Tile runs throughout the main living areas, with carpet in the bedrooms. The location is hard to beat—about 5 minutes by boat to the river, approximately 5 minutes to Cape Coral Yacht Club Beach, and minutes from downtown Cape Coral’s restaurants and shopping. Waterfront, pool, spa, boat access, cul-de-sac, and turnkey living—this is the Cape Coral lifestyle.

5125 York Court, Cape Coral

4842 SW 29th Avenue, Cape Coral

4842 SW 29th Avenue, Cape Coral

4 Beds ⋅ 5 Baths ⋅ 2026041465 MLS

Epic tropical waterfront unobstructed views, panoramic sunsets and direct Gulf access define this fully remodeled, turnkey-furnished estate overlooking Cape Coral’s South Spreader Canal. Offering 6,308 square feet of resort-style living on a rare triple lot totaling approximately .41 acres, this exceptional residence provides lock-free and bridge-free boating access to the Caloosahatchee River and Gulf of Mexico. Western and southwestern exposure captures unforgettable sunsets across protected mangroves and preserve scenery, creating a waterfront backdrop that changes nightly. Completely reimagined inside and out, virtually every major component has been upgraded, including the kitchen, bathrooms, interior living and entertainment spaces, custom pool and spa, exterior decking, driveway and extensive paver hardscaping. Mature tropical palms, manicured landscaping and an expansive paver driveway create a striking arrival. Oversized double entry doors open to a dramatic two-story foyer with ceilings soaring more than 20 feet. The expansive great room features cathedral ceilings and walls of glass that fill the home with natural light while framing the wide canal and preserve views. At the center of the home, the chef’s kitchen combines luxury and function with premium appliances, an oversized island, extensive custom cabinetry and a walk-in pantry. Designed for both daily living and large-scale entertaining, the kitchen flows seamlessly into formal and casual dining areas and the home’s primary gathering spaces. The waterfront primary suite is a private retreat featuring tranquil canal views, a spa-inspired bathroom and boutique-style custom walk-in closets. Each additional bedroom offers the privacy of an individual suite with its own bathroom and private balcony overlooking the Spreader Canal and sunset skyline. Outdoor living rivals a private resort. The vanishing-edge infinity pool appears to merge with the canal and is complemented by an oversized spa, waterfall feature and expansive areas for lounging, dining and entertaining. Whether hosting sunset gatherings or enjoying a quiet evening by the water, the setting is unforgettable. Additional features include a private home theater, dedicated game room, pre-wired surround sound, abundant storage and an oversized three-car garage. Yacht-capable dockage and a separate lift for an additional watercraft complete the waterfront experience. Located minutes from Cape Harbour and Tarpon Point marinas, waterfront restaurants, boutique shopping and entertainment, this estate delivers the ultimate Southwest Florida boating lifestyle. An existing flood policy of approximately $1,400 annually may be transferable, subject to carrier approval and buyer verification. Rarely does a residence combine this level of waterfront privacy, scale, boating access and resort-style luxury. Reserve your private viewing today.

4842 SW 29th Avenue, Cape Coral

809 SE 10th Street, Cape Coral

809 SE 10th Street, Cape Coral

Waterfront professional site near Cape Coral City Hall. This full acre of P-zoned land sits in the heart of the city's government and professional office district, with canal frontage, a concrete seawall and Gulf access. It's ideal for a medical practice, professional office, or financial or service user looking to build a headquarters, or for a developer planning a multi-tenant professional building. Previously approved plans for an 8,400 SF, 8-suite office building with 43 parking spaces are available for review, giving buyers a ready-made concept to start from. Cleared, with city water and sewer. Sites this size in central Cape Coral are hard to find. Now offered at $429,000 (approx. $9.85/SF).

809 SE 10th Street, Cape Coral

1220 Miramar Street Unit 206, Cape Coral

1220 Miramar Street Unit 206, Cape Coral

2 Beds ⋅ 2 Baths ⋅ 2026041355 MLS

Looking for a 2-bed waterfront condo in Cape Coral with Gulf access and renovation potential? Unit 206 at 1220 Miramar Street offers 2 bedrooms, 2 baths, approximately 1,200 square feet, water views, carport parking, and a second-floor setting in the Bella Vista community near the dining, shopping, and activities of South Cape. • 2 bedrooms and 2 full bathrooms • Approximately 1,200 square feet of living space • Second-floor condo with canal and water views • Gulf access waterfront setting • Community pool and dock amenities • Carport parking • Bella Vista is a 20-unit condo community • Built in 1980 and ready for updating • Seller welcomes all offers Bring your ideas and unlock the potential of this waterfront Cape Coral condo. Unit 206 needs TLC, giving the next owner an opportunity to renovate, refresh, and personalize the interior instead of paying a premium for someone else's finishes. The waterfront location adds another dimension to the property. Bella Vista sits along a Gulf access canal and offers community boating amenities, creating an appealing combination of Southwest Florida waterfront living and a convenient South Cape location. When you are ready to head out, dining, shopping, groceries, and local events are close by. Restaurants in the Miramar Street and South Cape area are approximately 0.1 mile away, while the popular Cape Coral Farmers Market is approximately 0.4 mile away. Downtown South Cape's additional restaurants, shops, entertainment, and community events are also nearby. For buyers searching for a 2-bed waterfront condo in Cape Coral, this property stands out for its combination of location, water access, community amenities, square footage, and renovation potential. Seller ready to sell. It is an opportunity to create the Florida condo you want in an established waterfront community close to the heart of South Cape. Seller welcomes all offers. Schedule a private showing and explore the possibilities at 1220 Miramar St Apt 206.

1220 Miramar Street Unit 206, Cape Coral

3605 SW 17th Place, Cape Coral

3605 SW 17th Place, Cape Coral

3 Beds ⋅ 3 Baths ⋅ 2026041249 MLS

Stunning Gulf-access home * perfectly situated on an oversized lot * spacious modern floor plan with soaring ceilings, 10' sliders, and wrap-around panoramic windows * Open, split-bedroom design offers both comfort and privacy, ideal for family and guests * premium finishes throughout, from rich wood cabinetry and granite counters in the kitchen and baths * Modern appliances * Spectacular designer pool, outdoor kitchen, and expansive paver deck, perfect for entertaining or relaxing in your own private paradise * Paver driveway and walkway add to the home’s curb appeal, as well as the oversized garage provides plenty of storage * Conveniently located near main thoroughfares, with easy access to shopping, dining, and all the best Southwest Florida has to offer. This home is a must-see!

3605 SW 17th Place, Cape Coral

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