Cape Coral Homes under $1.25 million

Cape Coral Homes under $1.25 million

Welcome to Cape Coral, Florida – a vibrant city nestled in the heart of Lee County, where sunshine, waterways, and a welcoming community come together to create the perfect place to call home. Known for its stunning canals and lush landscapes, Cape Coral offers a unique blend of coastal living and suburban comfort, making it an ideal destination for families, retirees, and anyone seeking a slice of paradise.

One of the most enticing aspects of Cape Coral is the diverse range of homes available, especially those priced under $1.25 million. Here, you can find an array of properties that cater to various preferences and lifestyles. Whether you’re dreaming of a charming single-family home with a spacious backyard or a modern waterfront property with breathtaking views, Cape Coral has something for everyone.

Imagine waking up to the gentle sound of water lapping at your dock, or enjoying a sunset stroll along the picturesque canals. With properties featuring open floor plans, gourmet kitchens, and luxurious outdoor spaces, you’ll have the perfect setting for both relaxation and entertaining. Plus, the city’s commitment to maintaining its green spaces and recreational areas ensures that you’ll always have access to parks, bike trails, and waterfront activities.

Cape Coral is not just about beautiful homes; it’s also a community rich in culture and leisure. With numerous dining options, shopping centers, and recreational facilities, you’ll find plenty to keep you engaged. Embrace the Florida lifestyle in Cape Coral, where your dream home awaits under $1.25 million. Discover the perfect blend of affordability and luxury in this charming coastal city!

Newest Cape Coral Homes under $1.25 million

24 NW 30th Terrace, Cape Coral
$389,900
4 Beds ⋅ 3 Baths ⋅ 2026041742 MLS
$18,000 CLOSING COST INCENTIVE AVAILABLE! | DUAL PRIMARY SUITES | 3-CAR GARAGE | 1,000 SQ FT LANAI | MOVE-IN READY! More space. More flexibility. More Florida living. Welcome to the BLUEWATER COVE, a brand-new Cape Coral home offering 4 bedrooms, 3 full bathrooms, a highly desirable dual primary suite layout, and an oversized 3-car garage. Designed to stand apart from typical new construction, this spacious single-story floor plan features soaring tray ceilings, an open-concept great room, and an impressive indoor-outdoor layout built for entertaining. At the heart of the home, the kitchen features quartz countertops, soft-close all-wood cabinetry, stainless steel appliances, a large center island with breakfast bar seating, and a MUST-HAVE oversized walk-in pantry. One of the home's biggest advantages is its DUAL PRIMARY SUITE design. The main owner's suite features direct lanai access, dual vanities, a large walk-in closet, and a glass-enclosed shower. The second private suite includes its own full bathroom and walk-in closet—ideal for multi-generational living, extended-stay guests, or anyone looking for additional privacy and flexibility. Two additional bedrooms and a third full bathroom complete the split-bedroom layout. Then there's the outdoor space—nearly 1,000 SQ FT UNDER TRUSS! The expansive screened lanai creates an incredible extension of the living area with room for outdoor dining, lounging, entertaining, and designing your future pool and backyard oasis.$18,000 Closing Cost Credit. Additional highlights include IMPACT-RESISTANT WINDOWS AND DOORS, an elevated homesite OUTSIDE THE FLOOD ZONE, energy-efficient construction, smart-home features, and a spacious 3-car garage. Conveniently located in Cape Coral near shopping, dining, entertainment, and major roadways with easy access to Fort Myers and Southwest Florida beaches. BRAND NEW. MOVE-IN READY. $18,000 SELLER CONCESSION. Plus, enjoy added peace of mind with a 1-year workmanship warranty and 10-year structural warranty. Schedule your private showing today and experience why the Bluewater Cove stands out from the competition. Some photos may be virtually staged. This is the Bluewater Cove Plan

24 NW 30th Terrace, Cape Coral
647 Coral Drive, Cape Coral
$689,000
3 Beds ⋅ 3 Baths ⋅ 2026041625 MLS
Beautifully remodeled two-story pool home with views of the Caloosahatchee River, located in one of the area’s most desirable neighborhoods. Ready to move into or rent, this home features tile flooring throughout, a remodeled kitchen and bathrooms, and a new front door that adds a welcoming touch. Enjoy Florida outdoor living with your own pool and a patio pergola—perfect for relaxing, dining outdoors, or entertaining. Whether you’re looking for a primary residence, a seasonal retreat, or an investment property, this home offers comfort, style, and a sought-after location.

647 Coral Drive, Cape Coral
2618 NE 1st Place, Cape Coral
$344,900
4 Beds ⋅ 3 Baths ⋅ 2026041743 MLS
$18,000 CLOSING COST INCENTIVE $$$$ NEW CONSTRUCTION | 4 BEDROOMS | 3 FULL BATHS | DUAL PRIMARY SUITES | MOVE-IN READY! More home. More flexibility. More value. Welcome to the Sunset Harbor, a brand-new 2026 Cape Coral home offering 4 bedrooms, 3 full bathrooms, dual primary suites, and 1,818 sq ft of thoughtfully designed living space—all at an exceptional price point AND AN $18,000 TOWARDS CLOSING COSTS. Step inside to a bright, open-concept layout designed for the way you live today. The spacious great room flows seamlessly into the dining area and kitchen, creating an inviting space for entertaining, family gatherings, or simply relaxing at home. The kitchen takes center stage with quartz countertops, stainless steel appliances, ample cabinetry, and a clean, modern design. One of this home's biggest advantages is its highly desirable DUAL PRIMARY SUITE layout. Each primary suite features its own private en-suite bathroom and walk-in closet, making this floor plan ideal for multi-generational living, extended-stay guests, roommates, or anyone who simply wants more privacy and flexibility. Two additional bedrooms and a third full bathroom provide plenty of space for family, a home office, hobbies, or guests. Enjoy the Florida lifestyle from the covered lanai, with room for outdoor dining, grilling, and comfortable seating. The backyard offers even more possibilities to create your own outdoor retreat. GUEST SUIT/TWO PRIMARY SUITS. Impact-resistant windows and doors upgraded flooring throughout, a spacious laundry room, smart garage door opener, and energy-efficient new construction add everyday comfort, convenience, and peace of mind. Conveniently located in growing Cape Coral with access to shopping, dining, parks, Fort Myers, and Southwest Florida beaches. Whether you're searching for a primary residence, seasonal home, or investment opportunity, the Sunset Harbor delivers the space, versatility, and features buyers want—without the price tag you'd expect. BRAND NEW. MOVE-IN READY. $18,000 SELLER CONCESSIONS. Schedule your private showing and see why the Sunset Harbor stands out from the competition. Listing photos are virtually staged. This is the Sunset Harbor Plan.

2618 NE 1st Place, Cape Coral
2215 SW 45th Terrace, Cape Coral
$899,900
3 Beds ⋅ 4 Baths ⋅ 2026040099 MLS
EXPANSIVE WATER VIEWS + 129 FEET OF GULF-ACCESS WATERFRONT! This 3-bedroom + DEN, 3.5-bath pool home is positioned on an Oversized Waterfront lot in highly desirable SW Cape Coral, where the unique lot configuration opens up to Sweeping Canal Views that immediately set this property apart. With 2,521 sq. ft. of living space, a 3-CAR GARAGE and an incredible outdoor living area, this home was designed to take full advantage of the Florida waterfront lifestyle. Step inside to soaring ceilings, abundant natural light and a spacious split-bedroom floor plan offering privacy for owners and guests. The primary suite is privately positioned on one side of the home, while one of the guest bedrooms features its own ensuite bath—ideal for visiting family and friends. A separate DEN provides flexible space for a home office, media room or additional guest accommodations. The heart of this home, however, is outside! An expansive screened lanai overlooks the water and features a HEATED NEGATIVE-EDGE POOL with INTEGRATED SPA, creating a spectacular backdrop where the pool seems to spill directly into the canal beyond. A built-in outdoor grill makes entertaining easy, while the expansive screened lanai provides plenty of room to relax, dine and enjoy beautiful Florida evenings overlooking the water. Boaters will appreciate approximately 129 FEET OF WATERFRONT, a COMPOSITE CAPTAIN'S WALK DOCK and substantial 16,000-LB BOAT LIFT with Gulf access from your own backyard.Additional highlights include a NEW TILE ROOF IN 2023, HVAC replaced in 2021, water heater replaced in 2023, ALL ASSESSMENTS PAID and AFFORDABLE ASSUMABLE FLOOD INSURANCE. Furnishings are negotiable. Conveniently located near Cape Harbour, Tarpon Point Marina, shopping, dining and entertainment, this is your opportunity to enjoy the SW Cape Coral waterfront lifestyle with space, views and boating right outside your door. Don’t let this one slip away! Secure your “Piece of Paradise” today!

2215 SW 45th Terrace, Cape Coral
3717 Agualinda Boulevard, Cape Coral
$468,000
4 Beds ⋅ 2 Baths ⋅ 226035799 MLS
Morning coffee on the lanai, an afternoon swim, and dinner outside as the Florida sky changes color. Welcome to a home where those moments can become your everyday routine. This beautifully maintained 4-bedroom, 2-bath Southwest Cape Coral pool home offers over 2,300 square feet of living space, inviting outdoor living, and major updates that make it easy to picture your future here. Step inside to soaring vaulted ceilings, abundant natural light, and an open layout that gives everyone room to gather comfortably. Tile flooring throughout the main living areas makes everyday upkeep simple, leaving more time to enjoy your surroundings. In the kitchen, granite countertops, solid wood cabinetry, stainless steel appliances, and under-cabinet lighting create a welcoming place to prepare breakfast, try a new recipe, or catch up with friends while dinner comes together. Generous counter space makes hosting everything from casual weekends to holiday celebrations feel effortless. The split-bedroom floor plan balances connection with privacy. After a day exploring Southwest Florida, retreat to a spacious primary suite featuring dual vanities, a soaking tub, and a separate walk-in shower. Three additional bedrooms offer flexibility for overnight guests, a dedicated home office, a fitness space, or whatever your next chapter requires. Through hurricane-rated triple sliding glass doors, your screened lanai and solar-heated saltwater pool become a natural extension of the home. Enjoy a refreshing swim, settle in with a good book, or linger over an outdoor meal. Upgraded no-see-um screening adds comfort to the pool enclosure, while the private backyard setting creates an inviting place to unwind. Thoughtful improvements include a 2022 roof with a transferable warranty, impact sliding doors, fresh interior and exterior paint, and a garage with upgraded epoxy flooring and ceiling-mounted storage. These practical features complement the spacious interior and relaxed poolside setting. Located in Southwest Cape Coral with convenient access to waterfront dining, shopping, parks, marinas, and everyday essentials, this home puts the best of the area within reach. Whether you’re looking for a full-time Florida residence or a seasonal retreat with room for visitors, there’s space here to settle in and make it your own. Highly motivated seller! Currently tenant-occupied on a month-to-month basis, with tenants accommodating all showings. Schedule your private tour and discover how comfortably your life could fit here.

3717 Agualinda Boulevard, Cape Coral
1329 NE 17th Street, Cape Coral
$225,900
3 Beds ⋅ 2 Baths ⋅ 2026041278 MLS
This is a short Sale subject to existing lender's approval which could result in delays.Gorgeous 3 bedrooms, 2 Baths, 2 car garage.Close to everything Surfside shops, restaurants,school perfect for first time home buyer.

1329 NE 17th Street, Cape Coral
2501 SW 23rd Place, Cape Coral
$759,999
3 Beds ⋅ 3 Baths ⋅ 2026041277 MLS
Experience elevated Florida living at 2501 SW 23rd Place, where sophisticated design, generous living spaces, and resort-inspired outdoor amenities come together on an corner lot in desirable Southwest Cape Coral. This beautifully appointed residence offers 3 spacious bedrooms, a private den/office, 2 full bathrooms, a half bath, and an expansive 3-car garage, thoughtfully designed for both everyday comfort and effortless entertaining. Step inside to an inviting open-concept floor plan filled with natural light, where the gourmet kitchen flows seamlessly into the expansive living and dining areas, creating an impressive central gathering space. The primary suite offers a private retreat with a spa-inspired ensuite designed for relaxation. Enjoy dual vanities, a soaking tub, an oversized walk-in shower with dual shower heads, and two generous walk-in closets, combining luxury with exceptional functionality. Two additional bedrooms provide comfortable accommodations for family or guests, while the private office with stylish barn doors creates a dedicated work-from-home space. The home's flexible layout provides additional opportunities for a media room, playroom, sitting area, or personalized retreat. Designed to embrace the Southwest Florida lifestyle, the outdoor living area is truly an extension of the home. Step through to your own private screened oasis, complete with a custom swimming pool accented by tranquil waterfall features, an expansive covered lanai, and a fully equipped summer kitchen featuring a built-in BBQ grill and beverage cooler. An outdoor shower adds another thoughtful touch for days spent relaxing poolside or entertaining guests. Additional highlights include City Water and Sewer already in place (Assessments Paid) a spacious three-car garage, abundant storage, and a beautifully designed indoor-outdoor living experience. From sophisticated interiors to resort-style outdoor entertaining, 2501 SW 23rd Place delivers an exceptional combination of luxury, space, comfort, and the relaxed elegance of the Cape Coral lifestyle. Whether hosting unforgettable gatherings, enjoying quiet evenings by the pool, or simply settling into your own private retreat, this home was designed to make everyday living feel extraordinary.

2501 SW 23rd Place, Cape Coral
2820 SW 31st Lane, Cape Coral
$1,100,000
4 Beds ⋅ 3 Baths ⋅ 2026041700 MLS
ONE OF A KIND! Discover one of the few custom-built homes available in highly desirable SW Cape Coral, offering over 3,200 square feet of living space on nearly half an acre. This north-facing residence combines space, privacy, comfort, and exceptional indoor-outdoor living. From the moment you enter, you'll be impressed by the elegant parlor-style entry, soaring vaulted ceilings, and French doors leading directly to the in-ground pool and expansive outdoor living area. The home features 4 bedrooms + Den, 3 full bathrooms, and a bright home office filled with natural light. Enjoy desirable southern exposure from the pool area and second lanai, providing abundant Florida sunshine throughout the day. Two spacious primary suites feature sliding glass doors with direct access to the pool, creating a private retreat and seamless indoor-outdoor lifestyle. A new metal roof was installed in 2022. The beautifully landscaped grounds create a peaceful and private tropical setting, highlighted by a stunning pool waterfall and a variety of mature, fruit-producing trees, including mango, lemon, sugar apple, loquat, and guava—bringing fresh tropical flavors right to your own backyard. A substantial 16' x 31' addition completed in 2016 provides exceptional additional living and entertainment space, including a custom bar and movie room—perfect for entertaining family and friends. The addition also features a fully foam-insulated attic with built-in stairs and a second A/C system for enhanced comfort and climate control. Additional upgrades include quality granite countertops in the kitchen, laundry room, and primary bathroom, along with a frameless glass shower enclosure, custom vanity, and mirrors. Hurricane protection includes upgraded impact-rated entry and garage doors, impact-resistant windows, and deluxe motorized hurricane shutters protecting the front entry and rear pool deck. Travertine and upgraded finish tile enhance the pool area and walkways, completing the home's resort-style outdoor setting. With its generous lot, more than 3,200 square feet of living space, two primary suites, private pool, tropical fruit trees, entertainment addition, extensive hurricane protection, and numerous upgrades, this custom SW Cape Coral property is truly ONE OF A KIND!

2820 SW 31st Lane, Cape Coral
1431 NW Embers Terrace, Cape Coral
$450,000
4 Beds ⋅ 3 Baths ⋅ 2026041681 MLS
Why Wait to Build? Step Into This 2022 home today. Skip the construction delays and move right into this beautifully designed, nearly-new home offering almost 2,400 sq. ft. of living space. Showcasing a highly desirable great room concept and a true split floor plan, this 4-bedroom, 3-full-bathroom home is built for both comfortable everyday living and effortless entertaining. Inside, you will find gorgeous tile flooring flowing seamlessly throughout, leading into a large, well-appointed kitchen. The spacious master retreat offers a private oasis complete with dual sinks, a separate tub, and a walk-in shower. A dedicated pool bath provides convenient direct access to the large, oversized lanai, where you will find plenty of backyard space ready for you to design your dream custom pool. Enjoy complete peace of mind with full impact windows and doors, plus a 3-car garage for all your toys and storage needs. Ideally located just off the Pine Island Road corridor, you are on central city water and sewer with a major bonus: no flood insurance is required! Why wait to build when your perfect Florida home is already waiting for you?

1431 NW Embers Terrace, Cape Coral
615 SW 39th Terrace, Cape Coral
$499,900
3 Beds ⋅ 2 Baths ⋅ 2026040625 MLS
NEW LISTING – Welcome to Paradise and Your Beautiful Waterfront Pool Home. Situated on the Dorade Freshwater Canal with access to Mohave Lake, this Updated Pool Home has 3 Bedrooms, Den, 2 Baths, 2 Car Garage, and is being Sold Turnkey! You will Love the Updated Kitchen with Quartz Counters, Island, Breakfast Bar, Good-sized Pantry, and Custom Coffee Bar. The Kitchen is open to the Family Room, which has Pocketing Sliding Glass Doors that seamlessly Blend and Expand your indoor living to the Large Lanai and Pool area outdoors, Perfect for Entertaining and Relaxing, whether you are swimming in your Heated Pool, spending time with friends and family, watching your pets or children enjoy the fenced backyard, or just taking in the Waterview of the Canal. If you like to fish, the Dock may just become your favorite place to fish. Additional Upgrades and Features include a New Roof in 2021, AC 2020, Accordion and Roll-down Hurricane Shutters 2019, Water Heater 2018, Updated Bathrooms, Drop-down Stair Attic access, Automatic Sprinkler System, and Beautiful Wood Flooring in the Living Room, Office, and All the Bedrooms. The home is Storm Protected with Accordion Shutters for all the windows and Roll-down Shutters on the Lanai. The Living Room, Family Room, Lanai, and All Bedrooms are equipped with Ceiling Fans. Utility Assessments Are Paid in Full. NO FLOOD INSURANCE REQUIRED. Ideal Location close to Restaurants, Shopping, Golf, Schools, and just a Short Drive to RSW International Airport and the Punta Gorda Airport.

615 SW 39th Terrace, Cape Coral
2701 SW 4th Place, Cape Coral
$359,000
3 Beds ⋅ 2 Baths ⋅ 2026040683 MLS
Welcome to your move-in ready Cape Coral gem! Built in 2016 and thoughtfully updated, this beautifully maintained 3-bedroom + den, 2-bath home offers the perfect blend of style, comfort, and convenience. Step inside to discover a spacious, open kitchen designed to be the heart of the home, featuring a large center island, granite countertops, and attractive tile backsplash—ideal for everyday living and entertaining. The 2020 roof adds valuable peace of mind, while the flexible den provides the perfect space for a home office, study, or additional living area. The spacious primary suite is a true retreat, complete with an updated dual-sink vanity, stunning shower, and an oversized walk-in closet that is every shoe lover’s dream! Two additional bedrooms, office and a well-appointed second bath provide plenty of room for family and guests. Outside, enjoy beautiful landscaping and a fenced yard offering privacy and space to relax, entertain, or let your four-legged friends play. Centrally located in Cape Coral close to shopping, dining, and the popular restaurants and entertainment of Downtown Cape Coral. And for added convenience, this home is located in an X-Zone, meaning flood insurance is not lender-required. With its desirable updates, spacious layout, beautiful outdoor space, and convenient location, this home checks all the boxes. Move-in ready and waiting for you—come see why Cape Coral living could be your next great move!

2701 SW 4th Place, Cape Coral
1406 NE 12th Place, Cape Coral
$309,900
4 Beds ⋅ 2 Baths ⋅ 2026026242 MLS
New Construction! Builder Incentive! Flex Cash of $5,000 towards closings costs, pre-paids, or rate buy down with the use of a preferred lender and preferred title. New Construction - 4 bedroom, 2 bathroom home. Concrete block home. One story home with an open floor plan perfect for cooking in the kitchen while entertaining your family and friends. Large master bedroom and walk in closet! Enjoy an open kitchen with shaker-style cabinets, Stainless Steel appliances (microwave, dishwasher, range), pantry, and a countertop bar to the gathering room. Your owner's suite is complete with a walk-in wardrobe closet and a private in-suite bath. Plus enjoy a 2-car garage, architectural shingles, energy-efficient insulation and windows, and a builder warranty. Please note that virtual tour/photos showcase the home layout and colors and design options although actual home for sale may differ and may not be exact depiction of this home listed. Furnishings and decor do not convey with home. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change at any time without notice or obligation.

1406 NE 12th Place, Cape Coral
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