Cape Coral Homes under $500,000

4 Beds ⋅ 3 Baths ⋅ 2026041742 MLS

$18,000 CLOSING COST INCENTIVE AVAILABLE! | DUAL PRIMARY SUITES | 3-CAR GARAGE | 1,000 SQ FT LANAI | MOVE-IN READY! More space. More flexibility. More Florida living. Welcome to the BLUEWATER COVE, a brand-new Cape Coral home offering 4 bedrooms, 3 full bathrooms, a highly desirable dual primary suite layout, and an oversized 3-car garage. Designed to stand apart from typical new construction, this spacious single-story floor plan features soaring tray ceilings, an open-concept great room, and an impressive indoor-outdoor layout built for entertaining. At the heart of the home, the kitchen features quartz countertops, soft-close all-wood cabinetry, stainless steel appliances, a large center island with breakfast bar seating, and a MUST-HAVE oversized walk-in pantry. One of the home's biggest advantages is its DUAL PRIMARY SUITE design. The main owner's suite features direct lanai access, dual vanities, a large walk-in closet, and a glass-enclosed shower. The second private suite includes its own full bathroom and walk-in closet—ideal for multi-generational living, extended-stay guests, or anyone looking for additional privacy and flexibility. Two additional bedrooms and a third full bathroom complete the split-bedroom layout. Then there's the outdoor space—nearly 1,000 SQ FT UNDER TRUSS! The expansive screened lanai creates an incredible extension of the living area with room for outdoor dining, lounging, entertaining, and designing your future pool and backyard oasis.$18,000 Closing Cost Credit. Additional highlights include IMPACT-RESISTANT WINDOWS AND DOORS, an elevated homesite OUTSIDE THE FLOOD ZONE, energy-efficient construction, smart-home features, and a spacious 3-car garage. Conveniently located in Cape Coral near shopping, dining, entertainment, and major roadways with easy access to Fort Myers and Southwest Florida beaches. BRAND NEW. MOVE-IN READY. $18,000 SELLER CONCESSION. Plus, enjoy added peace of mind with a 1-year workmanship warranty and 10-year structural warranty. Schedule your private showing today and experience why the Bluewater Cove stands out from the competition. Some photos may be virtually staged. This is the Bluewater Cove Plan

24 NW 30th Terrace, Cape Coral

$344,900

4 Beds ⋅ 3 Baths ⋅ 2026041743 MLS

$18,000 CLOSING COST INCENTIVE $$$$ NEW CONSTRUCTION | 4 BEDROOMS | 3 FULL BATHS | DUAL PRIMARY SUITES | MOVE-IN READY! More home. More flexibility. More value. Welcome to the Sunset Harbor, a brand-new 2026 Cape Coral home offering 4 bedrooms, 3 full bathrooms, dual primary suites, and 1,818 sq ft of thoughtfully designed living space—all at an exceptional price point AND AN $18,000 TOWARDS CLOSING COSTS. Step inside to a bright, open-concept layout designed for the way you live today. The spacious great room flows seamlessly into the dining area and kitchen, creating an inviting space for entertaining, family gatherings, or simply relaxing at home. The kitchen takes center stage with quartz countertops, stainless steel appliances, ample cabinetry, and a clean, modern design. One of this home's biggest advantages is its highly desirable DUAL PRIMARY SUITE layout. Each primary suite features its own private en-suite bathroom and walk-in closet, making this floor plan ideal for multi-generational living, extended-stay guests, roommates, or anyone who simply wants more privacy and flexibility. Two additional bedrooms and a third full bathroom provide plenty of space for family, a home office, hobbies, or guests. Enjoy the Florida lifestyle from the covered lanai, with room for outdoor dining, grilling, and comfortable seating. The backyard offers even more possibilities to create your own outdoor retreat. GUEST SUIT/TWO PRIMARY SUITS. Impact-resistant windows and doors upgraded flooring throughout, a spacious laundry room, smart garage door opener, and energy-efficient new construction add everyday comfort, convenience, and peace of mind. Conveniently located in growing Cape Coral with access to shopping, dining, parks, Fort Myers, and Southwest Florida beaches. Whether you're searching for a primary residence, seasonal home, or investment opportunity, the Sunset Harbor delivers the space, versatility, and features buyers want—without the price tag you'd expect. BRAND NEW. MOVE-IN READY. $18,000 SELLER CONCESSIONS. Schedule your private showing and see why the Sunset Harbor stands out from the competition. Listing photos are virtually staged. This is the Sunset Harbor Plan.

2618 NE 1st Place, Cape Coral

$468,000

4 Beds ⋅ 2 Baths ⋅ 226035799 MLS

Morning coffee on the lanai, an afternoon swim, and dinner outside as the Florida sky changes color. Welcome to a home where those moments can become your everyday routine. This beautifully maintained 4-bedroom, 2-bath Southwest Cape Coral pool home offers over 2,300 square feet of living space, inviting outdoor living, and major updates that make it easy to picture your future here. Step inside to soaring vaulted ceilings, abundant natural light, and an open layout that gives everyone room to gather comfortably. Tile flooring throughout the main living areas makes everyday upkeep simple, leaving more time to enjoy your surroundings. In the kitchen, granite countertops, solid wood cabinetry, stainless steel appliances, and under-cabinet lighting create a welcoming place to prepare breakfast, try a new recipe, or catch up with friends while dinner comes together. Generous counter space makes hosting everything from casual weekends to holiday celebrations feel effortless. The split-bedroom floor plan balances connection with privacy. After a day exploring Southwest Florida, retreat to a spacious primary suite featuring dual vanities, a soaking tub, and a separate walk-in shower. Three additional bedrooms offer flexibility for overnight guests, a dedicated home office, a fitness space, or whatever your next chapter requires. Through hurricane-rated triple sliding glass doors, your screened lanai and solar-heated saltwater pool become a natural extension of the home. Enjoy a refreshing swim, settle in with a good book, or linger over an outdoor meal. Upgraded no-see-um screening adds comfort to the pool enclosure, while the private backyard setting creates an inviting place to unwind. Thoughtful improvements include a 2022 roof with a transferable warranty, impact sliding doors, fresh interior and exterior paint, and a garage with upgraded epoxy flooring and ceiling-mounted storage. These practical features complement the spacious interior and relaxed poolside setting. Located in Southwest Cape Coral with convenient access to waterfront dining, shopping, parks, marinas, and everyday essentials, this home puts the best of the area within reach. Whether you’re looking for a full-time Florida residence or a seasonal retreat with room for visitors, there’s space here to settle in and make it your own. Highly motivated seller! Currently tenant-occupied on a month-to-month basis, with tenants accommodating all showings. Schedule your private tour and discover how comfortably your life could fit here.

3717 Agualinda Boulevard, Cape Coral

$225,900

3 Beds ⋅ 2 Baths ⋅ 2026041278 MLS

This is a short Sale subject to existing lender's approval which could result in delays.Gorgeous 3 bedrooms, 2 Baths, 2 car garage.Close to everything Surfside shops, restaurants,school perfect for first time home buyer.

1329 NE 17th Street, Cape Coral

$450,000

4 Beds ⋅ 3 Baths ⋅ 2026041681 MLS

Why Wait to Build? Step Into This 2022 home today. Skip the construction delays and move right into this beautifully designed, nearly-new home offering almost 2,400 sq. ft. of living space. Showcasing a highly desirable great room concept and a true split floor plan, this 4-bedroom, 3-full-bathroom home is built for both comfortable everyday living and effortless entertaining. Inside, you will find gorgeous tile flooring flowing seamlessly throughout, leading into a large, well-appointed kitchen. The spacious master retreat offers a private oasis complete with dual sinks, a separate tub, and a walk-in shower. A dedicated pool bath provides convenient direct access to the large, oversized lanai, where you will find plenty of backyard space ready for you to design your dream custom pool. Enjoy complete peace of mind with full impact windows and doors, plus a 3-car garage for all your toys and storage needs. Ideally located just off the Pine Island Road corridor, you are on central city water and sewer with a major bonus: no flood insurance is required! Why wait to build when your perfect Florida home is already waiting for you?

1431 NW Embers Terrace, Cape Coral

$499,900

3 Beds ⋅ 2 Baths ⋅ 2026040625 MLS

NEW LISTING – Welcome to Paradise and Your Beautiful Waterfront Pool Home. Situated on the Dorade Freshwater Canal with access to Mohave Lake, this Updated Pool Home has 3 Bedrooms, Den, 2 Baths, 2 Car Garage, and is being Sold Turnkey! You will Love the Updated Kitchen with Quartz Counters, Island, Breakfast Bar, Good-sized Pantry, and Custom Coffee Bar. The Kitchen is open to the Family Room, which has Pocketing Sliding Glass Doors that seamlessly Blend and Expand your indoor living to the Large Lanai and Pool area outdoors, Perfect for Entertaining and Relaxing, whether you are swimming in your Heated Pool, spending time with friends and family, watching your pets or children enjoy the fenced backyard, or just taking in the Waterview of the Canal. If you like to fish, the Dock may just become your favorite place to fish. Additional Upgrades and Features include a New Roof in 2021, AC 2020, Accordion and Roll-down Hurricane Shutters 2019, Water Heater 2018, Updated Bathrooms, Drop-down Stair Attic access, Automatic Sprinkler System, and Beautiful Wood Flooring in the Living Room, Office, and All the Bedrooms. The home is Storm Protected with Accordion Shutters for all the windows and Roll-down Shutters on the Lanai. The Living Room, Family Room, Lanai, and All Bedrooms are equipped with Ceiling Fans. Utility Assessments Are Paid in Full. NO FLOOD INSURANCE REQUIRED. Ideal Location close to Restaurants, Shopping, Golf, Schools, and just a Short Drive to RSW International Airport and the Punta Gorda Airport.

615 SW 39th Terrace, Cape Coral

$359,000

3 Beds ⋅ 2 Baths ⋅ 2026040683 MLS

Welcome to your move-in ready Cape Coral gem! Built in 2016 and thoughtfully updated, this beautifully maintained 3-bedroom + den, 2-bath home offers the perfect blend of style, comfort, and convenience. Step inside to discover a spacious, open kitchen designed to be the heart of the home, featuring a large center island, granite countertops, and attractive tile backsplash—ideal for everyday living and entertaining. The 2020 roof adds valuable peace of mind, while the flexible den provides the perfect space for a home office, study, or additional living area. The spacious primary suite is a true retreat, complete with an updated dual-sink vanity, stunning shower, and an oversized walk-in closet that is every shoe lover’s dream! Two additional bedrooms, office and a well-appointed second bath provide plenty of room for family and guests. Outside, enjoy beautiful landscaping and a fenced yard offering privacy and space to relax, entertain, or let your four-legged friends play. Centrally located in Cape Coral close to shopping, dining, and the popular restaurants and entertainment of Downtown Cape Coral. And for added convenience, this home is located in an X-Zone, meaning flood insurance is not lender-required. With its desirable updates, spacious layout, beautiful outdoor space, and convenient location, this home checks all the boxes. Move-in ready and waiting for you—come see why Cape Coral living could be your next great move!

2701 SW 4th Place, Cape Coral

$309,900

4 Beds ⋅ 2 Baths ⋅ 2026026242 MLS

New Construction! Builder Incentive! Flex Cash of $5,000 towards closings costs, pre-paids, or rate buy down with the use of a preferred lender and preferred title. New Construction - 4 bedroom, 2 bathroom home. Concrete block home. One story home with an open floor plan perfect for cooking in the kitchen while entertaining your family and friends. Large master bedroom and walk in closet! Enjoy an open kitchen with shaker-style cabinets, Stainless Steel appliances (microwave, dishwasher, range), pantry, and a countertop bar to the gathering room. Your owner's suite is complete with a walk-in wardrobe closet and a private in-suite bath. Plus enjoy a 2-car garage, architectural shingles, energy-efficient insulation and windows, and a builder warranty. Please note that virtual tour/photos showcase the home layout and colors and design options although actual home for sale may differ and may not be exact depiction of this home listed. Furnishings and decor do not convey with home. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change at any time without notice or obligation.

1406 NE 12th Place, Cape Coral

$495,000

4 Beds ⋅ 3 Baths ⋅ 226035739 MLS

WATERFRONT POOL HOME IN THE CAPE CORAL YACHT CLUB! Boater’s paradise! This turnkey 4-bedroom, 2-bath waterfront home sits on a quiet cul-de-sac with approximately 5-minute boat access to the Caloosahatchee River and the Gulf of Mexico. A third bathroom is currently being added. Enjoy eastern exposure, a private pool and spa, and a huge screened lanai with plenty of room for multiple seating and entertaining areas. The kitchen features wood cabinetry and an eat-in area overlooking the pool and waterfront. Major updates include a NEW ROOF, new seawall (2019), and A/C (2018). Tile runs throughout the main living areas, with carpet in the bedrooms. The location is hard to beat—about 5 minutes by boat to the river, approximately 5 minutes to Cape Coral Yacht Club Beach, and minutes from downtown Cape Coral’s restaurants and shopping. Waterfront, pool, spa, boat access, cul-de-sac, and turnkey living—this is the Cape Coral lifestyle.

5125 York Court, Cape Coral

$385,000

4 Beds ⋅ 2 Baths ⋅ 2026041674 MLS

Welcome to 2430 NW 9th Terrace, a 2023-built, 4-bedroom, 2-bath pool home offering 1,828 square feet and the popular Cali floor plan. The open-concept interior features tile flooring throughout, a spacious kitchen with white cabinetry, quartz countertops, stainless steel appliances, and smart-home technology. The outdoor space is a standout, featuring a heated pool and spa, beautiful travertine pavers, and a fully fenced backyard - perfect for entertaining or simply enjoying the Florida lifestyle. Additional features include a two-car garage, paver driveway, and irrigation system. Conveniently located in Northwest Cape Coral near shopping, dining, parks, and boat ramps. Move-in ready with modern finishes and an outdoor space that truly sets this home apart.

2430 NW 9th Terrace, Cape Coral

$435,000

4 Beds ⋅ 2 Baths ⋅ 2026040992 MLS

Welcome to this spacious and beautifully maintained 4 bedroom plus den, 2 bath pool home, offering over $60,200 in recent improvements and more than 2,500 square feet of living space. Thoughtfully updated and designed for comfortable Florida living, this home combines generous living spaces, modern finishes, a desirable split bedroom floor plan, and an exceptional outdoor setting. Major improvements include a new roof (2023), new HVAC system (2020), whole-house reverse osmosis system (2021), remodeled primary bathroom and new tile flooring in all bedrooms (2021), updated kitchen with new appliances (2022, excluding microwave), new hurricane shutters and front of home windows (2022), new privacy fence (2023), pool mineralizer system (2023), new pool pump and timer (2024/2025), and a newly rescreened lanai (2024). Inside, the home features vaulted ceilings, generously sized rooms, and abundant natural light throughout. The large updated kitchen is the heart of the home, showcasing ample white cabinetry, granite countertops, a stunning tile backsplash, and stainless-steel appliances. The open and spacious living areas flow naturally toward the screened pool and lanai through large windows and sliding glass doors. The expansive primary suite offers a private retreat with two walk in closets and a beautifully remodeled en-suite bathroom featuring dual vanities, a soaking tub, and a separate tiled walk in shower. Three additional bedrooms provide plenty of space for family and guests, with newer tile flooring and walk in closets in two of the guest bedrooms. A separate den provides versatile space that can be used as a home office, study, media room, or additional living area. The formal dining room offers even more flexibility and could easily serve as a second den, sitting area, or additional flex space to suit your lifestyle. Step outside and enjoy the best of Florida living in the spacious screened pool and lanai area. The southern exposure provides an inviting outdoor setting, while the privacy fenced backyard offers additional seclusion. The property is beautifully landscaped and surrounded by mature royal palms, coconut palms, and lush tropical landscaping, creating a welcoming and distinctly Florida atmosphere. Additional features include an indoor laundry room and attached two car garage with epoxy flooring. The surrounding area is equally appealing, with the home nestled among beautiful luxury waterfront properties in a quiet, well established neighborhood. The property is also located near the Seven Islands Project and Cape Coral Grove, placing it in an area experiencing continued development and investment. With extensive improvements already completed, this property offers an exceptional opportunity to enjoy the Southwest Florida lifestyle with many of the major updates already taken care of.

3310 NW 5th Terrace, Cape Coral

$340,000

4 Beds ⋅ 2 Baths ⋅ 2026041643 MLS

Why start from scratch when you can move into a newer home with upgrades already in place? Built in 2022, this well-maintained Northwest Cape Coral home offers 1,808 square feet of living space, 4 bedrooms plus a den, 2 bathrooms and an open floor plan with room to work, relax, and entertain. Nine-foot ceilings create an airy feel, while tray ceilings in the living room and primary bedroom add architectural detail. Wood-look plank tile flows throughout the home.The spacious kitchen features white shaker-style cabinets, granite countertops, Samsung smart appliances, a pantry, and a large island with plenty of room for meal prep, casual dining, and entertaining. Step outside to the spacious screened lanai with paver flooring an inviting spot for morning coffee, weekend barbecues, and evenings with friends. The outdoor barbecue setup, complete with a mini refrigerator and sink, is included in the sale. A fenced yard, paver patio, and mango and avocado trees enhance the outdoor space, while a paver driveway adds curb appeal. Practical upgrades include a new A/C, a whole-home reverse osmosis system with a 500-gallon storage tank, whole-home surge protection, and a new generator with a 50-amp hookup for backup power. The garage features an epoxy floor and storage racks to help keep everything organized. The home is located near Coral Oaks Golf Course, with convenient access to shopping and dining along Pine Island Road and the site of the planned Seven Islands development. With thoughtful upgrades inside and out, this home is ready for its next chapter. Schedule your private showing today!

3225 NW 21st Street, Cape Coral

Cape Coral Homes under $500,000

Newest Cape Coral Homes under $500,000