Fort Myers Beach Homes with Navigable Water Waterfront

Fort Myers Beach Homes with Navigable Water Waterfront

Welcome to Fort Myers Beach, a picturesque gem nestled in Lee County, Florida. Known for its stunning sunsets and vibrant coastal lifestyle, this charming beach town offers a unique blend of relaxation and adventure. With miles of pristine sandy beaches, crystal-clear waters, and a welcoming community, Fort Myers Beach is the perfect destination for those seeking a serene escape or an active outdoor lifestyle.

One of the standout features of Fort Myers Beach is its enchanting waterfront properties. Homes with navigable water access are a true treasure here, allowing residents to enjoy direct access to the Gulf of Mexico and the surrounding waterways. Imagine stepping out of your backyard and into your boat, ready to explore the beautiful islands, secluded beaches, and abundant fishing spots that the area has to offer. Whether you’re a seasoned sailor or a weekend boater, these waterfront homes provide the ultimate gateway to Florida’s aquatic playground.

The real estate market in Fort Myers Beach is as diverse as its residents, with options ranging from luxurious beachfront estates to charming bungalows. Each home tells a story, embodying the spirit of coastal living. As you stroll through the neighborhoods, you’ll find a friendly atmosphere, local shops, and delightful dining options that showcase the area’s rich culinary scene.

Embrace the Fort Myers Beach lifestyle, where every day feels like a vacation. With its stunning waterfront properties, vibrant community, and endless recreational opportunities, this enchanting beach town is not just a place to live – it’s a place to thrive. Come discover your dream home in Fort Myers Beach today!

Newest Fort Myers Beach Homes with Navigable Water Waterfront

4183 Bay Beach Lane Unit 375, Fort Myers Beach
$719,000
3 Beds ⋅ 2 Baths ⋅ 2026041497 MLS
Wake up to sparkling water views from this beautifully updated 3-bedroom, 2-bath coastal residence at Waterside. Perfectly positioned on the southern end of Estero Island, this home offers panoramic Gulf and Bay views highlighted by spectacular sunrises throughout the year. Thoughtfully renovated with high-end finishes, the residence features newer cabinetry, updated countertops, upgraded flooring, stainless steel appliances, a modern HVAC system, and a water heater with a water cop for added safety. Soft coastal tones complement custom tilework, trim, and millwork, creating a refined beach-inspired interior. The property is offered turnkey, furnished, with select personal exclusions, and includes a highly desirable enclosed parking space. Waterside residents enjoy 24-hour guarded entry, private beach access, and resort-style amenities, including pickleball, tennis, putting green, pool and spa, fitness center, sauna, steam room, social room, guest suites, walking paths, and fishing pier. Waterside at Bay Beach is ideally located near the sugar sand beaches of Fort Myers Beach, with convenient access to waterfront dining, Lover’s Key State Park, and a short drive to Bonita Springs and Naples. Near Santini Plaza and a full-service marina provide easy access to Estero Bay and the Gulf. Boat docks are available for lease or purchase.

4183 Bay Beach Lane Unit 375, Fort Myers Beach
280 Estrellita Drive, Fort Myers Beach
$11,900,000
6 Beds ⋅ 9 Baths ⋅ 226035447 MLS
EXCEPTIONAL NEW CONSTRUCTION COMPLETED 2026 — COASTAL LUXURY, PERFECTED! Introducing a newly constructed bayfront residence where uncompromising craftsmanship, architectural elegance, and engineered strength converge in one of Fort Myers Beach’s most desirable locations. A HOME LIKE NO OTHER, this refined coastal home with 12,200 square feet under roof, is designed for durability, beauty, and elevated living, capturing expansive water views across Estero Bay and toward the iconic new FMB bridge—offering dramatic scenery by day and illuminated vistas by night. From inception, solid masonry construction supported by over 130 concrete pilings establishes a foundation of coastal resilience. Concrete floor systems and an Eagle Capistrano cement tile roof enhance long-term performance and peace of mind. The home’s orientation maximizes sweeping bay views while filling the interior with natural light. Handcrafted finishes create a sophisticated yet welcoming atmosphere. Statement ceilings showcase curated woods including rift-sawn white oak, sycamore, rift-sawn maple, and curly maple, complemented by custom-milled doors, oversized trim, and crown molding. Large-format shell stone flooring flows throughout main living areas and stairways, while 10-inch-wide engineered white oak flooring adds warmth to bedrooms and the flex lounge. The great room features a custom entertainment wall with a three-sided fireplace and an 85-inch Frame TV. The designer kitchen is appointed with Sub-Zero, Wolf, and Bosch appliances, custom cabinetry, concealed pantry storage, a substantial center island, and Taj Mahal quartzite and Matarazzo dolomite surfaces. Spa-inspired baths include floating cabinetry with integrated electrical outlets, frameless glass showers, and curated tile selections. A private elevator provides seamless access across all levels, while a fully integrated smart home system enhances connectivity and security. Outdoor living offers a resort-style experience overlooking the bay. The expansive outdoor kitchen and entertaining area features custom concrete, shell stone, and stainless cabinetry, a 12-foot powder-coated radius seating bar with Spanish stone top, built-in Infratech radiant heaters, and a 360 Breeze misting fan system. The sculptural pool and spa include a negative-edge spillover, glass tile finishes, sun shelf with bubblers, underwater seating, LED lighting, and a raised spa with dual spillways. A private dock with dual boat lifts and new seawall provide direct bay access. A heated outdoor cabana, fire pit, and pizza oven complete this exceptional waterfront setting. Marine-grade stainless steel and powder-coated railings, power roll-down hurricane and insect screens, and professionally finished exterior elements complete the design. Every detail is thoughtfully selected to deliver luxury without compromise—merging architectural integrity, coastal strength, and an extraordinary bayfront setting.

280 Estrellita Drive, Fort Myers Beach
19281 #51 San Carlos Boulevard, Fort Myers Beach
$80,000
2026041473 MLS
Location, Location, Location! Just over the bridge and you are on Ft Myers Beach! Easy access by water to the Gulf of Mexico! Gulf Cove is a co-op community which means you own 1/60th of the park It is a 55+ community. You can be under 55 and purchase but only allowed to love on site for 30 days Very low HOA fees at $850. a quarter. New homes must be built to FEMA standards 8-10 feet above ground. Water sewer and electric are available at each site. There is a waiting list for a dock. Once you have purchased you can put your name on the list. They are working on a fee schedule for the docks but I believe they are talking about $1200.00 a year. Very reasonable!! Lots 54A and 51 could be purchased together to have a huge lot!

19281 #51 San Carlos Boulevard, Fort Myers Beach
4137 Bay Beach Lane Unit 522, Fort Myers Beach
$1,250,000
3 Beds ⋅ 3 Baths ⋅ 2026041164 MLS
UNOBSTRUCTED PANORAMIC ESTERO BAY VIEWS and an incredible 1,300 SQ. FT. PRIVATE TERRACE set this Dolphin Pointe residence apart! Located on the 2nd floor in Waterside at Bay Beach, this spacious 2,100 sq. ft. 3 bedroom + den, 3 bath condo offers a front row perspective of Estero Bay with expansive water views from the main living areas and terrace. Soaring 11-foot ceilings enhance the open floor plan, while the kitchen flows directly into the living and dining areas overlooking the bay. The kitchen features granite countertops, stainless steel appliances, tile backsplash, and a tray ceiling, with tile flooring throughout the main living areas. The showpiece of this residence is the approximately 1,300 sq. ft. extended private terrace. With completely unobstructed views across Estero Bay, this exceptional outdoor living space offers plenty of room for dining, lounging, and entertaining while watching dolphins, manatees, boats, and wildlife pass by just beyond your terrace. The spacious floor plan is ideal for hosting family and guests, with two guest bedrooms featuring ensuite bathrooms plus a separate den for additional flexibility. Impact resistant windows and doors along with electric hurricane shutters provide added protection and convenience. An assigned covered parking space and climate controlled storage are also included. Dolphin Pointe residents enjoy two guest suites, a pool and spa, fitness center, social room, barbecue grills, tennis, and a fishing pier. Owners also enjoy EBIA amenities including deeded Gulf beach access with dedicated beach parking, pickleball, tennis, bocce, walking paths, chipping greens, and a golf driving cage. Gulf-access boat slips within the community may also be available for separate purchase. Located on the south end of Fort Myers Beach, Waterside at Bay Beach is close to Santini Marina Plaza, restaurants, marinas, Gulf beaches, and Lovers Key State Park, with convenient access off the south end of the island to Bonita Springs, Estero, Naples, and Southwest Florida International Airport. With 2,100 sq. ft. of interior living space, an extraordinary 1,300 sq. ft. private terrace, and completely unobstructed panoramic views across Estero Bay, this Dolphin Pointe residence delivers an exceptional combination of indoor and outdoor waterfront living.

4137 Bay Beach Lane Unit 522, Fort Myers Beach
4265 Bay Beach Lane Unit 522, Fort Myers Beach
$425,000
2 Beds ⋅ 2 Baths ⋅ 2026040280 MLS
BOAT SLIP #34 with an electric 10,000-lb lift is INCLUDED with this turnkey 2-bedroom, 2-bath condo in Harbour Pointe! For boaters looking for a Fort Myers Beach home with convenient Gulf access, this 5th-floor residence gives you the convenience of keeping your boat just steps from your island home while enjoying everything the south end of Fort Myers Beach has to offer. The condo features a comfortable, light-filled floor plan with a spacious screened lanai. The primary suite includes private lanai access, an ensuite bathroom, and walk-in closet. Newer kitchen appliances, electric hurricane shutters, and turnkey furnishings make it easy to start enjoying the property right away. Harbour Pointe is a waterfront community along Estero Bay featuring a waterfront pool and peaceful bayfront setting. Owners also enjoy extensive EBIA amenities including deeded Gulf beach access with dedicated beach parking, tennis, pickleball, bocce, walking paths, chipping and putting greens, and a golf driving cage. Harbour Pointe allows monthly rentals, offering additional flexibility for owners. Located on the south end of Fort Myers Beach, Harbour Pointe is close to Santini Marina Plaza, restaurants, shopping, marinas, Gulf beaches, and Lovers Key State Park. With an INCLUDED boat slip and 10,000-lb lift, turnkey furnishings, waterfront community amenities, and deeded beach access, Harbour Pointe #522 offers a unique combination of boating and beach living on Fort Myers Beach.

4265 Bay Beach Lane Unit 522, Fort Myers Beach
22491 Buccaneer Lagoon Street, Fort Myers Beach
$985,000
226034867 MLS
One or more photo(s) has been virtually staged, AI generated or rendered. Panoramic WATERFRONT views from this RARE SALT WATER + GULF ACCESS Lagoon / Bay home lot. DEEDED BEACH ACCESS 4 minutes stroll from your NEW home. BOATERS DREAM LOCATION. SHORT DISTANCE TO THE INTERCOASTAL, GULF and Lovers Key. Discover a truly exceptional waterfront opportunity in the highly sought-after Laguna Shores neighborhood—one of the last and most impressive parcels available on Fort Myers Beach. This expansive, cleared lot captures sweeping panoramic views across a serene saltwater lagoon and offers rare, direct access to the Gulf of Mexico, making it an unparalleled setting for your future coastal estate. Perfectly situated on the desirable south end of the island, the property is just a short 1/4-mile walk to the beach—closer than nearly any other bayside homesite in the area. Whether as a primary residence, seasonal retreat, or investment in a luxury build, this location offers unmatched convenience and livability. Imagine waking up to dolphins gliding through the lagoon, manatees making their seasonal return, and soft morning light dancing across the water. Sip coffee as kayakers and paddleboarders pass by, enjoy effortless days of fishing from your own backyard, and take in the natural beauty that defines this special stretch of the island. Located just moments from the revitalized Santini Marina Plaza, you'll enjoy boutique shopping, vibrant island culture, and exciting new dining options—including an upscale steakhouse set within the beautifully reimagined former movie theater. This south-end location also provides swift off-island access to Bonita Springs, Naples, RSW International Airport, and all the premier amenities Southwest Florida has to offer. Builder introductions are available upon request, offering a seamless path to designing and constructing the custom luxury residence you envision. This is more than a vacant lot—it’s an extraordinary piece of waterfront paradise, ready to bring your coastal dream home to life.

22491 Buccaneer Lagoon Street, Fort Myers Beach
455 Palermo Circle, Fort Myers Beach
$4,740,000
6 Beds ⋅ 6 Baths ⋅ 226033084 MLS
Distinguished architectural new construction canal-front pool residence located on Palermo Circle, one of the most coveted streets on the north end of Fort Myers Beach. Primarily concrete construction, this refined contemporary home showcases bold architectural lines and elevated finishes, offering a seamless blend of sophistication, comfort, and coastal design. Designed for both entertaining and everyday living, the home features six bedrooms and six baths, including two expansive primary suites, within light-filled open-concept living spaces. The designer kitchen serves as a focal point with premium appliances, while the walk-in pantry is thoughtfully appointed with a standalone ice maker for added convenience. A dramatic floating metal staircase anchors the interior, complemented by a private elevator providing access to all levels. Both primary suites offer private retreats with tranquil water views, custom detailing, and spa-inspired baths. One suite is further enhanced by breathtaking bay views, creating an exceptional owner’s sanctuary. Outdoor living is elevated with a private heated pool and spa, multiple balconies, and sweeping canal and bay views, with select sightlines extending toward the Gulf of Mexico. Entry is through the garage into a welcoming foyer with direct access to the stairway and elevator. Parking accommodates up to six vehicles, including two garage spaces. Ideally located within walking distance to the beach, pier, shopping, dining, Margaritaville Resort, and the Times Square district, this exceptional residence delivers a premier luxury island lifestyle.

455 Palermo Circle, Fort Myers Beach
841 San Carlos Drive, Fort Myers Beach
$6,250,000
4 Beds ⋅ 6 Baths ⋅ 226034777 MLS
A rare waterfront masterpiece, this spectacular custom bayfront residence delivers breathtaking panoramic views, direct Gulf access, and an extraordinary level of luxury—offering the ultimate Southwest Florida waterfront lifestyle. Designed to capture the beauty of its spectacular setting, this 4-bedroom, 4 full and 2 half-bath home combines sophisticated design with incredible indoor/outdoor living. The light filled open floor plan showcases soaring ceilings, oversized tile and hardwood flooring, a dramatic custom glass staircase and walls of glass framing panoramic water views. The gourmet kitchen is a showpiece with premium Viking appliances, built-in coffee maker, expansive island and abundant space for entertaining. The luxurious primary suite features its own private balcony overlooking the bay and an impressive spa-inspired bath. Outside is where the Florida lifestyle truly shines! Enjoy a resort-style pool and spa, expansive outdoor living area with built-in bar and grill, and spectacular sunset views across the water. A newly added artificial-turf putting green sits directly along the seawall, creating an incredible waterfront setting to practice your short game. Boaters will appreciate direct Gulf access and an impressive dock featuring a 32,000-lb platform boat lift plus an additional lift for another boat or water toys. Additional upgrades include a whole-house generator and flood barrier protection for added peace of mind. And for something truly extraordinary—this home even features its own private indoor pickleball court! Elevator in foyer for those that wish to skip the stairs! Ideally located near Fort Myers Beach, this one-of-a-kind bayfront residence delivers the complete Southwest Florida lifestyle—luxury, boating, entertaining, recreation and unforgettable waterfront sunsets, all from your own private paradise.

841 San Carlos Drive, Fort Myers Beach
117 Sand Dollar Drive, Fort Myers Beach
$1,730,000
3 Beds ⋅ 2 Baths ⋅ 2026039461 MLS
BEACH LIFE OR BOAT LIFE? HERE, YOU DON’T HAVE TO CHOOSE! Built in 2019 and ideally located on the highly desirable south end of Fort Myers Beach, this elevated 3-bedroom, 2-bath waterfront home delivers the ultimate island lifestyle with dedicated neighborhood BEACH ACCESS just a short walk away AND DIRECT, NO-BRIDGE GULF ACCESS from your own backyard! Boaters will love the 82 FEET OF SEAWALL, private dock with power and water, and 14,000-LB BOAT LIFT—previously accommodating a 28' Boston Whaler—with open water approximately a 10-minute idle-speed ride away and easy access to both the Gulf and Back Bay. Thoughtfully built for coastal living, the home is supported by DRIVEN CONCRETE PILINGS/COLUMNS and features an elevated main living level, IMPACT INSULATED WINDOWS AND DOORS, HARDIE PLANK SIDING and a METAL ROOF. Below, you'll find something especially valuable on Fort Myers Beach—a TRUE 2-CAR GARAGE with abundant storage plus a large unfinished bonus/storage area that adds an extra 350 Sq. Ft. of space to the home. The lower level incorporates flood vents and breakaway-wall construction, which is ideal for beach living. Upstairs, soaring 9- and 10-foot ceilings, vaulted ceilings throughout the main living areas, and a tray ceiling in the primary suite create an open, airy feel. The interior features custom wood cabinetry, granite countertops, custom tilework, porcelain wood-plank tile and upgraded high-end Samsung kitchen appliances installed in 2024. The home was professionally painted Inside & Out in 2025 and has been meticulously maintained by its owners and never used as a rental. Outside is where island living really takes over. WESTERN REAR EXPOSURE sets the stage for beautiful Florida sunsets while the HEATED SALTWATER POOL, paver deck and expansive covered outdoor living area create a private waterfront retreat. A white powder-coated spiral staircase connects the upper and lower outdoor living spaces, while the fenced yard, low-maintenance xeriscape landscaping with shell and river-stone accents, modular summer kitchen and outdoor furnishings complete the setting. The summer kitchen and outdoor furniture convey. Additional features include SMART-HOME LUTRON CONTROLS, high-speed fiber internet, ADT security, HIKVISION day/night surveillance of the pool and dock areas, and exterior electrical and pool equipment replaced in 2022. And when you aren't on the boat, simply grab your beach chair and head to the neighborhood's dedicated beach access for a day on the sand. AFFORDABLE ASSUMABLE FLOOD INSURANCE adds even more value. This is the Fort Myers Beach lifestyle people dream about—BEACH, BOATING, POOL, SUNSETS AND THE GULF all right outside your door! This home could be a perfect Full-time Residence, an ideal Winter Retreat, or an Income Producing Investment Property. Don’t let this one slip away! Secure your “Piece of Paradise” today!

117 Sand Dollar Drive, Fort Myers Beach
601 Estero Boulevard, Fort Myers Beach
$1,899,000
226033544 MLS
One or more photo(s) has been virtually staged, AI generated or rendered. PRIME NORTH-END FORT MYERS BEACH DEVELOPMENT OPPORTUNITY! Located near the northern tip of the island, 601 Estero Boulevard offers a rare combination of location, size, Gulf access, water views, and development readiness. This oversized 0.40-acre (17,293 sq. ft.) canal-front homesite sits directly across from the Gulf of Mexico, offering the potential for beautiful Gulf and bay views while providing boating access from your own property. The location is hard to beat. Just minutes from the bridge and within walking distance of the beach, Times Square, the Pier District, Margaritaville, waterfront dining, shopping, entertainment, and many of the exciting new developments transforming the north end of Fort Myers Beach. Enjoy everything the island has to offer while also being positioned near the north-end exit for convenient access on and off the island. What truly separates this property from the typical vacant lot is the amount of work already completed. An approved luxury triplex design is available, along with architectural and engineering plans, survey, elevation certificate, soil reports, and extensive development documentation. A buyer wishing to move forward with the existing triplex concept has the opportunity to save substantial time and expense compared with starting the development process from scratch. Prefer a different vision? The existing plans are an opportunity—not the limitation. This exceptional homesite provides a remarkable canvas for a buyer to explore the possibilities for the property and create a waterfront project tailored to their goals, subject to applicable approvals and development requirements. With its oversized footprint, Gulf access, proximity to the beach, Gulf and bay view potential, walkability, and premier north-end location, opportunities like this are increasingly difficult to duplicate on Fort Myers Beach. Priced to sell and ready for its next chapter. Approved triplex plans and development documentation available upon request. Multiple builder introductions available.

601 Estero Boulevard, Fort Myers Beach
18120 San Carlos Boulevard Unit 904, Fort Myers Beach
$299,000
1 Beds ⋅ 2 Baths ⋅ 2026039596 MLS
Sunset Views, Waterfront Living & Boater’s Paradise! Welcome to your own slice of paradise at Boardwalk Caper! This charming 9th-floor, turnkey 1-bedroom, 1.5-bath condo with BOAT SLIP offers breathtaking waterfront views, spectacular sunsets, and a relaxed coastal lifestyle you’ll love. The bright, open floor plan is designed for easy living and entertaining, featuring granite countertops, and abundant cabinetry. Step onto the open-air lanai with glass panels providing sweeping panoramic views—with front-row seats to stunning sunsets and the possibility of spotting dolphins, manatees, seabirds, and other marine life right from home. New impact-resistant glass sliders and windows providing comfort and safety. And with condo fees of just $2,100 per quarter, this exceptional waterfront lifestyle offers remarkable value. This slice of paradise also includes a boat slip for up to a 60' boat with exceptional deep-water access and no bridges, providing easy access to the Gulf. The resort-style amenities make everyday life feel like vacation. Enjoy • Four sparkling swimming pools • Fishing dock • Kayak and paddleboard storage • Basketball court and shuffleboard • Exercise and yoga room • Community lounge with kitchen and grilling area • A vibrant calendar of activities for residents of all ages. (Tennis and pickleball court facilities exist but have been closed and unavailable for approximately five years. No repair or reopening date or plan has been confirmed.) And when you’re ready for a day at the beach, it’s just a short trip to FMB by boat, bike, trolley, or car. Whether you’re searching for a full-time residence, a vacation getaway, or a waterfront retreat, this condo delivers the perfect combination of stunning views, boating access, resort-style amenities, and coastal living.

18120 San Carlos Boulevard Unit 904, Fort Myers Beach
35 Fairview Boulevard, Fort Myers Beach
$959,000
2 Beds ⋅ 2 Baths ⋅ 226033617 MLS
Panoramic Waterfront Views from this Amazing Pool home with Oversized Dock. Embrace the ultimate Florida lifestyle in this charming 2-bedroom, 2-bathroom single-family home, perfectly positioned on an 75 ft extra-wide lot with intersecting canals. Enjoy endless opportunities for outdoor recreation, whether it's fishing, boating, kayaking, or simply soaking in the sights and sounds of local wildlife from your own backyard. For boating enthusiasts, a 10,000 lb boat lift is already in place, ready to launch you into all your water adventures. With direct access to the canals, you'll have the convenience of enjoying the waterfront year-round. Located in the highly sought-after Fairview Isles community, this home is just minutes from Fort Myers Beach's south end, Bonita Springs, and Naples. The Fort Myers International Airport is also a short drive away, making travel a breeze. Dining, shopping, and entertainment are just around the corner at the Santini Marina Plaza, and with deeded beach access, you’ll have the freedom to stroll along the shoreline at your leisure. Whether you're seeking a peaceful retreat or a base for your coastal explorations, this property offers the perfect blend of comfort and potential to fully embrace the waterfront lifestyle.Don’t miss your chance to own this incredible piece of paradise!

35 Fairview Boulevard, Fort Myers Beach
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